RELOCATION. REDEFINED.

YOUR TRUSTED PARTNER FOR RELOCATING AND LIVING WELL IN PORTUGAL

At AllowMe, we help expats settle in Portugal with trust, discretion, and deep local knowledge. Our mission is to simplify your relocation and daily life, with tailored support you can rely on. From legal guidance to everyday logistics — we're your local partner, every step of the way.

Our 360º Services

SEAMLESS RELOCATION & HOME SEARCHCERTIFIED LEGAL & TAX SUPPORTGOLDEN VISA & QUALIFIED INVESTMENT ADVISORYEXECUTIVE RELOCATION & CORPORATE ONBOARDINGLIFESTYLE & PROPERTY CAREHEALTH & DAILY LIFE INTEGRATION

Seamless Relocation & Housing

From First Visit to Settling In

Whether renting or buying in Portugal, we guide you with dedicated expertise every step of the way.Our services encompass strategic property sourcing, contract review and negotiation, full utility setup, and accompanied viewings.We manage the entire moving-in process, including delivery coordination and full settling-in assistance, ensuring you feel at home from day one.

Livestyle & Property Care

Comprehensive Property Management: Whether You’re in Portugal or Abroad.
We take care of your property in Portugal as if it were our own. Our services include short- and long-term rental management, regular maintenance, professional cleaning, mail handling, guest coordination, and representation in homeowners' or residents' associations. Enjoy peace of mind — wherever you are.

Packages & Pricing

Your move to Portugal is a strategic investment. Our solutions are designed for maximum efficiency, ensuring your journey is seamless from the start.We offer two pathways for your new life in Portugal:À LA CARTE: Get efficient, focused support on specific tasks (e.g., obtaining your NIF or applying for a Single Visa).TAILORED SERVICE PACKS: Enjoy our bespoke, end-to-end relocation management service, custom-built to meet all your requirements.All services and packages are flexible and customizable to suit each client’s needs.For a complete cost breakdown and detailed service packages, please follow the link "LEARN MORE" below.

Golden Visa & Qualified Investment Advisory

Portugal remains an outstanding destination for strategic investment and residency-by-investment. We offer dedicated legal and financial coordination to simplify the entire ARI process, ensuring secure, compliant, and efficient capital placement.We manage the entire process—from selecting qualified investment funds (FCR) and submitting secure applications to AIMA/CMVM to coordinating the final residency approval.Focus Areas:Investment Funds (Venture Capital, Private Equity)EU Mobility & Path to CitizenshipSecure, End-to-End Compliance ManagementNext Step: BOOK YOUR STRATEGY SESSION to discuss your investment profile.

U.S. INVESTOR ALERT: The PFIC Risk is Real.

With the end of the NHR, the focus of your Golden Visa investment must now be risk management, not just tax reduction.The Threat: Without precise structuring, your Capital Fund (FCR) can be classified as a PFIC (Passive Foreign Investment Company) by the IRS, exposing your investment to crippling U.S. tax penalties (up to 37% plus interest).The Solution: AllowMe provides unmatched value by securing the mandatory QEF (Qualified Electing Fund) Guarantee. We perform the necessary fund due diligence and coordinate your annual IRS Form 8621 filing with cross-border specialists.Do not invest without the QEF Guarantee.Next Step: BOOK YOUR STRATEGY SESSION to discuss your risk profile.

Certified Legal & Tax Confidence

Legal & Tax Certainty. Built on Trust.Moving to a new country demands absolute legal and fiscal certainty. Where complexity is the norm, we deliver tranquility. Our Certified Legal & Tax Confidence service ensures your financial future and residency status are perfectly framed and optimized, right from day one.We work exclusively with a network of highly reputed lawyers and tax advisors, chosen for their expertise in Global Mobility.We guarantee end-to-end management of all Visas and Residence Permits, including D2 (Immigrant Entrepreneurs), D7 (Passive Income), Digital Nomad Visa, Golden Visa, and Work/Student Permits. We ensure zero friction and 100% compliance. We handle the swift establishment of your foundation in Portugal: NIF, bank account opening, and Social Security registration. Furthermore, we provide expert guidance on tax strategy (including the new Fiscal Incentive for Research and Innovation), vehicle legalization, and driver's license validation—transforming bureaucracy into simple management.

Executive Relocation & Corporate Onboarding

HR Coordenation for Global Talent Transfer

HR-Driven Visa & Compliance: Full legal management of work permits, residence, and family visas, ensuring corporate compliance.Benefits & Integration Coordination: Management of employee benefit packages, health insurance setup, and local integration support.Dedicated Onboarding Manager: A single point of contact for the company and the transferring executive for zero-friction service.Housing & Local Logistics: Accelerated home search (rental or purchase) and immediate setup of utilities (NIF, banking, etc.).

Daily Life, Fully Integrated

Seamless Well-being. Beyond the Paperwork

Our service extends far beyond legal and housing logistics. We focus on the critical human details that transform a successful relocation into a thriving life. We guarantee a smooth transition for the whole family, ensuring you feel connected, confident, and cared for, every day.We cover all key pillars: Family & Education (from school search and enrolment to specialized family support); Cultural & Local Integration (providing local orientation, language tutoring, and community networking); and Dedicated Concierge support. Your concierge acts as your personal, on-call expert, providing instant, confidential support for all lifestyle needs—from premium bookings and travel logistics to urgent home service coordination, via a direct line.

Connect With Us

To ensure a swift, strategic response, please indicate your primary goal in the message box below (e.g., Investor/D7 Visa/Executive Transfer/Property Search/New Tax Residency/Fiscal Plan).

GDPR (General Data Protection Regulation) / RGPD (Regulamento Geral sobre a Proteção de Dados)
AllowMe Portugal – Privacy Policy

Effective Date: 2025/09/01AllowMe Portugal (“AllowMe”, “we”, “our”, or “us”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, and safeguard the information you provide to us when using our website, social media pages, and services.1. Information We CollectWe may collect and process the following types of personal information:Contact details (name, email address, phone number);Service-related information (requests, preferences, documents you choose to share);Payment details (when applicable, processed securely by third-party providers);Website usage data (cookies, IP address, browsing data, for analytics and functionality).2. How We Use Your InformationWe use personal information strictly for:Providing and managing our relocation, integration, and concierge services;Communicating with you regarding your inquiries, bookings, or agreements;Coordinating with trusted partners to deliver specific services;Complying with legal and regulatory obligations (immigration, fiscal, or contractual requirements);Improving our website, social media presence, and client experience.3. Sharing Your InformationWe only share data with carefully selected partners (e.g., legal advisors, schools, clinics, real estate professionals) strictly for the purpose of delivering the services requested.We do not sell, rent, or trade your personal data to third parties.All partners are required to comply with data protection regulations (GDPR).4. Data Storage & SecurityPersonal data is stored securely, with access limited to authorized AllowMe staff and associates.We use appropriate technical and organizational measures to protect against unauthorized access, disclosure, or misuse.Data is retained only for as long as necessary to provide services or comply with legal obligations.5. Your Rights (Under GDPR)You have the right to:Access the personal data we hold about you;Request correction or deletion of your personal data;Restrict or object to the processing of your data;Withdraw consent at any time (where consent is the legal basis of processing);File a complaint with the Portuguese Data Protection Authority (CNPD).6. Cookies & Online TrackingOur website may use cookies and similar technologies to enhance user experience and analyze site performance. You may disable cookies in your browser settings, but some features may not function properly.7. Updates to This PolicyWe may update this Privacy Policy from time to time. Updates will be published on our website with a revised “Effective Date”.8. Contact UsIf you have any questions regarding this Privacy Policy or how we handle your personal data, please contact us:Controller: João Pedro Ferrão AllowMe Portugal
Email: [email protected]
Phone: +351 927 791 934
Lisbon, Portugal

Our 360º Services

Your investment demands a partnership that is strategic, comprehensive, and fully certified. We cover every detail of your relocation, from complex legal and tax compliance to family integration and daily life management.

SEAMLESS RELOCATION & HOUSINGHome search and selection (renting or buying)
Assistance with contracts and utilities setup (water, electricity, internet)
Accompanied property visits
Support with moving in / delivery coordination
EXECUTIVE RELOCATION & CORPORATE ONBOARDINGFull 360º Onboarding: Seamlessly coordinating all visas, tax compliance, and relocation logistics, ensuring immediate executive productivity with a single point of contact for your HR team.STRATEGIC LEGAL & TAX SUPPORTThe service provides comprehensive, end-to-end management of the entire relocation process to Portugal, guaranteeing a zero-friction transition with 100% legal compliance.Support spans from initial Visa acquisition (D2, D7, Digital Nomad, Golden Visa, etc.) and swift foundational setup (NIF, bank account opening, Social Security registration) to long-term strategy. This includes managing bureaucracy like vehicle legalization and driver’s license validation, and offering expert guidance on tax strategy, notably the new Fiscal Incentive for Scientific Research and Innovation (IFICI).Essential legal and complementary services extend well beyond arrival, covering the crucial processes of Residency Renewals, Family Reunification applications, and preparing for Portuguese Citizenship acquisition. Furthermore, corporate clients receive ongoing consultation for business compliance (legal and labor regulation).Professional Guarantee: All legal services (including immigration and contracts) are handled exclusively by duly licensed lawyers. All tax and accounting services are provided exclusively by certified accountants and tax advisors, ensuring the highest level of expertise and strict adherence to professional ethical standards.LIFESTYLE & PROPERTY CAREProperty management (short or long-term)
Local representation (proxy for document handling, signatures)
Help sourcing reliable local services and professionals.
Mail, maintenance, and delivery coordination.

GOLDEN VISA & QUALIFIED INVESTMENT ADVISORYWe provide end-to-end management for clients seeking Residency-by-Investment (ARI) in Portugal. Our service focuses on mitigating risk and ensuring full compliance through our certified network:* Investment Due Diligence: Consultation and connection to financial partners for selecting qualified investment funds (FCR, Venture Capital) compliant with AIMA/CMVM rules.* Application Management: Full coordination of all legal submissions to the AIMA (formerly SEF) for primary applicants and dependents.* Fiscal Risk Management (US Focus): Coordination with cross-border tax specialists to ensure the mandatory QEF (Qualified Electing Fund) guarantee is secured for U.S. investors, mitigating exposure to punitive PFIC taxation.* Compliance & Renewal: Management of document preparation and submissions for all five-year residency renewals and the final application for Portuguese Citizenship.FAMILY & EDUCATION INTEGRATIONPersonalized guidance on school options (public, private, international)
Assistance with enrollment processes and interviews
Help with after-school activities, tutoring, and extracurriculars
Advice on nurseries, childcare, and trusted babysitters
Support for special education needs (SEN) and psychological services
Parents: How Schools Work, Calendars, Parent-teacher Meetings
DEDICATED CONCIERGE SERVICESThe Dedicated Concierge service offers real-time support via WhatsApp for immediate assistance, ensuring total management of your routine in Portugal. This includes the thorough preparation and review of all official forms and documents, and the remote scheduling and booking of essential appointments and services. The concierge acts as a single point of contact, providing urgent support for unexpected situations (medical or legal) and offering ongoing, personalized lifestyle assistance tailored to each family's needs.
Ongoing lifestyle assistance tailored to each family’s needs

*DISCLAIMERAllowMe Portugal provides logistical, administrative, and concierge services.
All legal services are provided exclusively by duly licensed lawyers.
All tax and accounting services are provided exclusively by certified accountants and tax advisors.
Any legal or tax support is delivered strictly in compliance with professional and ethical regulations.

FAQ / Disclaimer – Legal & Tax ServicesDo AllowMe packages include legal services?
Yes. Please note that AllowMe Portugal focus on delivering outstanding relocation, concierge, and property management. services. Legal services —including legal advice, contract drafting, and representation before authorities—are exclusively provided by lawyers who are registered with the Portuguese Bar Association.
João Pedro Ferrão, AllowMe Portugal founder, is a registered lawyer with the Portuguese Bar Association (ID 10485).How does AllowMe assist with legal matters?
We streamline your experience by coordinating tasks, clarifying necessary procedures, and efficiently handling logistics. Moreover, we connect with trusted, licensed professionals—lawyers and accountants—ensuring you receive precise legal and tax advice while fully complying with Portuguese regulations.
What are the benefits for me as a client?
You enjoy a holistic relocation and concierge experience, with the confidence that any legal or tax advice comes from qualified professionals. We focus on your unique needs while maintaining the highest standards of ethics and confidentiality, ensuring your peace of mind every step of the way.

Exclusive Service Packs

At AllowMe, we provide premium, tailor-made support for your move and integration in Portugal. Our services are fully flexible — you may choose one of our curated packages or request individual assistance according to your needs.Our Tailored Service Packs typically range between €950 and €2,500 (depending on scope), while Lifestyle & Integration support starts from €850/month.Every service can also be quoted and delivered individually (À La Carte).
Talk to us to design the solution that best fits your lifestyle.

1. ESSENTIAL RELOCATION
Ideal for clients focused on establishing their immediate legal and fiscal foundation in Portugal.
Includes:(Foundation Setup):*Full NIF & Social Security Setup: Complete assistance with establishing your essential fiscal and social identity.*POA Management: Drafting and coordination of multilingual Power of Attorney (POA) for NIF/Bank, including guidance on local notarization/consular steps.*Portuguese Bank Account Opening: Assisted opening of a Portuguese bank account.*Contract Security: Translation and professional explanation of initial service contracts (rental/services).*Local Logistics: Briefing on local life, essential platforms, and utility setup support (water, electricity, internet).IMPORTANT COST NOTE: EXCLUDES external disbursements such as notary/consular fees, Hague Apostille costs, or mandatory official translation fees for the POA. These are third-party costs (disbursements) billed separately.Price Range: €950 - €1,800 (Dependent on location and speed of service).

2. INTEGRATED MOVE
Our comprehensive solution for clients requires seamless coordination from property search to move-in.
Includes:
(End-to-End Coordination):
ALL SERVICES IN THE ESSENTIAL RELOCATION PACKAGE ARE INCLUDED +
Property Strategy: Strategic property search and viewing coordination (buying or renting).Contract Security: Contract review and negotiation (by legal partners).Move-in Management: Full moving-in process management, including delivery coordination.Family Integration: Registration with the national health system (SNS), insurance support, and accompaniment for school/institution enrollment (if applicable).Referrals: Quick access to specialized medical/dental care.IMPORTANT COST NOTE: EXCLUDES external costs such as real estate commissions, property transaction fees, notary fees, or taxes. These are third-party costs (disbursements) billed separately.Price Range: €1,500 - €2,500 (Dependent on property search duration and complexity).

3. LIFESTYLE & INTEGRATION
(3-month minimum commitment)
Designed for continuous support after settling in, managed by your dedicated account manager.
Includes:
* High-priority WhatsApp support (same-day response on business days).
* Full Property Care: management, maintenance coordination, bill payments, and services.
* Handling of mail, technicians, deliveries, and emergencies.
* Proactive support for document renewal and administrative compliance.
* Quick access to legal and tax partners for urgent matters.
* Monthly personalized consulting (2 hours).
Starting Price: From €850/month.À LA CARTE: All services listed in the packs can be quoted and delivered individually.
LEGAL DISCLAIMER: Legal services (e.g., visa applications, contract finalization) are delivered through separate, licensed lawyer-client engagement.
*ALL SERVICES AND PACKS ARE FLEXIBLE AND CUSTOMIZABLE TO EACH CLIENT’S NEEDS.

À La Carte Pricing

À La Carte is perfect when you need specific, individual support. Every service can be quoted and delivered separately, offering maximum flexibility. You are also welcome to redefine a package by combining multiple À La Carte services (including those not immediately listed below) to design a solution that perfectly suits your needs.

À LA CARTE PRICINGPOA Management (NIF & Bank) €350 – €500
NIF & Social Security Setup €300 – €400
Portuguese Bank Account Opening €300 – €400
Contract Security (Basic Review) €200 – €300
Strategic Property Search €1,000 – €1,800
Real Estate Contract Review and Negotiation €500 – €800
Accompaniment & Enrollment (Schools/Institutions) €500 – €750
Health System & Insurance Support (SNS) €250 – €350
Utility Setup Support €150 – €250
Briefing on Local Life & Platforms €150 – €250

Client Success Stories

“I was overwhelmed by the bureaucracy of moving to Portugal, but AllowMe made everything smooth. From the NIF to finding the right apartment, they were exceptional.” James H. – London, UK“Moving my family from the U.S. to Cascais was stressful — until we found AllowMe. Their team handled every detail and made us feel at home.” Sarah T. – Boston, USA« Je voulais m’installer à Lisbonne mais je ne savais pas par où commencer. L’équipe d’AllowMe m’a accompagnée dans toutes les démarches. Merci pour votre professionnalisme et votre gentillesse. » Claire B. – Lyon, France“Dealing with local contracts and services was a nightmare until AllowMe stepped in. Their support was fast, personal, and truly reliable.” Johan V. – Amsterdam, Netherlands“We felt lost during our first months in Portugal. The concierge service gave us peace of mind — even helped with a last-minute plumbing issue!” Anna & Klaus M. – Berlin, Germany“I was relocating from Seoul alone and didn’t speak a word of Portuguese. AllowMe took care of everything — banking, health system, housing. I never felt alone.” Min J. – Seoul, South Korea

AllowMe Guides and Resources

Visas and Residence Permits in Portugal: The Essential Guide 2024/2025

Portugal remains a prime destination for living, working, investing, and enjoying a high quality of life. Yet, its immigration framework has evolved considerably in recent years. To ensure a smooth and lawful transition, it’s essential to understand the difference between Visas and Residence Permits (AR), and to keep up with the latest reforms brought by the creation of AIMA – Agency for Integration, Migration and Asylum, which replaced SEF (Foreigners and Borders Service).🔹1. Visa vs. Residence Permit – The Legal PathwayA common mistake among newcomers is to confuse a visa with a residence permit. They are two distinct and sequential stages of the legalization process.Document Purpose Typical Validity Where to Obtain
National Visa (D-Visa) Allows legal entry into Portugal with the intention of residing. 4 months (2 entries allowed) Portuguese Consulate or Embassy in the country of residence.
Residence Permit (AR) Grants the right to legally reside in Portugal (final residence card). 2 years (initial), renewable AIMA, after arrival in Portugal with a D-Visa.
⚠️ Important: Short-stay Schengen visas (up to 90 days) are for tourism or business only — they do not allow you to apply for a residence permit.🔹2. National Visas (D-Visas): The Gateway to ResidencyNational visas allow entry for medium- and long-term residence. Each category serves a specific purpose.Visa Type Purpose Main Requirements Benefits
D1 (Employment) For those with an employment contract or job offer in Portugal. Valid work contract or job offer. Direct and quick path to residence.
D2 (Entrepreneurs/Freelancers) To start or invest in a business or work as an independent professional. Business plan and proof of financial means. Ideal for investors and entrepreneurs.
D7 (Passive Income/Retirement) For retirees or individuals living off passive income (rents, dividends, savings, etc.). Proof of stable passive income and accommodation. No employment or investment required.
D8 (Digital Nomad) For remote workers employed by or providing services to foreign companies. Contract or service agreement with non-Portuguese entity. Recognises remote work as a legal residence route.
Job Seeker Visa Allows job searching in Portugal. Proof of financial means for 120 days and registration at IEFP. Enables job search and transition to residence permit once employed.
Updated Financial Requirements (based on the 2025 Minimum Wage: €870/month)
All applicants must prove sufficient means to support themselves for 12 months, indexed to the National Minimum Wage (SMN).Visa Type Main Applicant Dependents
D7 (Passive Income) 100% of SMN (€10,440/year) Spouse: +50%; Child: +30%
D8 (Digital Nomad) 4 × SMN monthly (€3,480/month) Usually covers dependents
Job Seeker 3 × SMN (€2,610 total) N/A
🔹3. Residence Permit for Investment (ARI) – The “Golden Visa”The Golden Visa program was profoundly restructured, with real estate investment no longer being an eligible route since October 2023.Key Changes (2024/2025)❌ End of Real Estate Investment: Buying residential or commercial property is no longer valid for Golden Visa purposes.✅ Focus on Strategic Sectors: The program now prioritizes innovation, culture, science, and job creation.Investment Option Minimum Requirement
Venture Capital / Investment Funds €500,000
Artistic Production / Cultural Heritage €250,000
Job Creation At least 10 full-time positions
Scientific Research €500,000
Main Advantages:Exemption from residence visa.Minimal stay requirement (average 7 days per year).Access to citizenship after 5 years of legal residence.🔹4. The New Legal Framework (2024/2025)The current reforms aim to streamline legal migration channels and curb irregular entries.Change Legal Basis Impact
Abolition of “Expression of Interest” Art. 88.º(2) repealed – Decree-Law no. 37-A/2024 Foreign nationals can no longer enter as tourists and regularize status after obtaining employment. A visa must be obtained before entry.
Creation of AIMA Decree-Laws & Regulations in force Centralized, digitalized procedures. AIMA may call applicants for biometrics without prior appointment.
Voluntary Departure Law Law no. 9/2025 (February 2025) Irregular migrants must leave Portugal within 10–20 days after notification, under penalty of coercive removal.
🔹5. From Family Reunification to CitizenshipFamily Reunification: Residence permit holders can bring their spouse, minor children, and dependent parents. Dependents receive residence cards with equal rights to work and study.Permanent Residence: Granted after 5 consecutive years of legal residence.Portuguese Citizenship: Available after 5 years of legal residence (knowledge of Portuguese at A2 level required).🔹6. Basic Documentation Checklist (for National Visa)Although specific requirements vary by visa, the basic documents requested at the Consulate are:Completed and signed visa application form.Valid passport (at least 3 months beyond intended stay).Recent passport-sized photos.Proof of accommodation in Portugal (rental contract, deed, or letter of responsibility).Travel/health insurance (or PB4/PT-BR13 for CPLP citizens).Criminal record certificate from country of origin/residence (apostilled, if required).Authorization for Portuguese criminal record check (AIMA).Proof of financial means (bank statements, income, etc.).Visa-specific documents (e.g., work contract, business plan, proof of income).🔹 Final TipWith the “Expression of Interest” procedure abolished, obtaining the proper National Visa (D-Visa) in your home country is now the only secure and legal way to settle in Portugal.Do not enter as a tourist with the intention of staying permanently — doing so may result in refusal of residence or forced departure.

Guide to Living and Settling in Portugal — 2025 Edition

Everything you need to know to live, work, and integrate successfully in Portugal.🔹1. Tax Identification Number (NIF)
The NIF is the first document you need in Portugal — without it, you cannot open a bank account, rent a house, or sign contracts.
How to get it:
- In person at a Tax Office (Finanças) or Citizen Shop.
- Through a tax representative (for non-residents).
- Online via ‘e-balcão’ using a power of attorney.
Documents required: passport, proof of address. Free of charge. Appoint a Portuguese tax representative until you obtain residence.
🔹2. Portuguese Bank Account
Required for renting, employment, insurance, and government payments.
Main banks: Caixa Geral de Depósitos, Millennium BCP, Santander, Novo Banco, ActivoBank, Revolut (digital).
Documents required: passport, NIF, proof of address, and proof of income.
Tip: choose a bank offering ‘non-resident accounts’ if you’re still abroad.
🔹3. Housing and Rentals
The rental market is competitive, especially in Lisbon, Porto, and the Algarve.
Contract types:
- Long-term lease (min. 1 year, registered with the Tax Authority).
- Temporary lease (for short stays with legal receipts).
Landlords must issue electronic receipts and register contracts with Finanças.
Typical security deposit: 2 months' rent.
🔹4. Social Security
After obtaining your NIF and residence permit, register with the Social Security system.
Where: local Social Security office or online (seg-social.pt).
Documents: passport, NIF, residence permit, work contract, or self-employment declaration.
Necessary to work legally, pay contributions, and access benefits and pensions.
🔹5. Healthcare in Portugal
Portugal offers a universal public healthcare system (SNS).
How to register: go to your local health centre after obtaining residence and social security number.
Bring a residence card, NIF, and proof of address.
Alternative: private health insurance (Médis, Multicare, Allianz, etc.). PB4/PT-BR13 accepted for
Brazilian and CPLP citizens.
🔹6. Driving Licence and Vehicles
Residents must register or exchange their driving licence within 90 days of obtaining residence.
EU citizens: registration only.
Non-EU citizens: exchange required (may involve medical/theoretical tests).
Imported cars: subject to ISV tax (some exemptions apply).
🔹7. Taxes and Fiscal Residency
Portugal taxes worldwide income for tax residents (over 183 days per year).
Main taxes:
- IRS (income): 13.25%–48%.
- VAT: 23%.
- IMI (property tax): 0.3%–0.45%.
Non-Habitual Resident (NHR) Regime: 10-year period, 20% flat rate on high-value jobs, partial
exemption on foreign income.
🔹8. Education and Training
Public education is free and compulsory from ages 6 to 18.
Higher education: public and private universities (€900–€3,000/year).
Recognition of diplomas: via DGES (Direção-Geral do Ensino Superior).
🔹9. Cost of Living (2025)
Average monthly costs by region:
Monthly Expense Lisbon Porto Interior
Rent (1BR) €1,200 €950 €600
Food €300–€400 €300 €250
Transport €50 €40 €30
Internet/Phone €35 €35 €35
Estimated Total €1,600–€2,000 €1,300–€1,600 €1,000–€1,200
10. Cultural Integration and Wellbeing
Living well in Portugal goes beyond paperwork — it’s about integrating, respecting the culture, and building a community.
Suggestions:
- Learn Portuguese (A2 level required for citizenship).
- Participate in local events and associations.
- Explore smaller cities and rural regions — authentic and welcoming.
- Prioritize physical and mental well-being — Portugal offers an excellent balance and lifestyle
quality.
🔹Final Checklist — First Steps
1. Get your NIF
2. Open a bank account
3. Secure housing
4. Register with Social Security
5. Register with the local Health Centre
6. Exchange or register a driving licence
7. Enrol children in school
8. Assess your tax status and health insurance
9. Learn Portuguese
10. Engage with your community
🔹Final Tip: Plan ahead, keep all official receipts and registrations, and always update your records with AIMA, Tax Authority, and Social Security. Portuguese bureaucracy can be slow, but it’s reliable and predictable when handled properly

Renting a Home in Portugal: The Essential Expat Guide

Moving to Portugal is a dream for many, but finding the perfect home can be the most challenging part of your transition. The rental market in Portugal, particularly in major cities, is competitive and has specific rules that expats must master. Prepare for the process with confidence and efficiency.🔹1. Key Requirements: Get Your Documents ReadyTo sign a legal Rental Contract (Contrato de Arrendamento) in Portugal, landlords (and the law) require strict documentation. Don't waste time:NIF (Número de Identificação Fiscal): This is the fundamental document for any transaction. You must obtain it as soon as possible.Proof of Income: Expect to be asked for bank statements and/or employment contracts from your country of origin. The lack of a local income history often leads to demands for high security deposits (1 to 2 months) and advanced rent payments (3 to 12 months).Guarantor (Fiador): It is common for landlords to request a guarantor with residence and income in Portugal. If you don't have one, the demand for more advanced rent is almost certain.Rental Contract: Always demand the property's Licence of Use (Licença de Utilização) and ensure your contract is registered with the tax authorities (Finanças) so you can get the monthly rent receipts essential for your tax obligations.🔹2. Rental Cost Overview Across 5 Major Regions:The rent price in Portugal varies drastically depending on location, size, and proximity to the sea or employment centers.Region T1/ T2 Typical Monthly Rent Range (€):
Greater Lisbon (incl. Cascais, Sintra) 900€ to 2,500€+
Greater Porto (incl. Vila Nova de Gaia) 800€ to 1,700€+
Coastal North/Centre (Braga, Coimbra, Aveiro) 600€ to 1,200€
Algarve (Coastal) 800€ to 1,600€+
Inland Regions and Islands (Except Fu nchal) 450€ to 850€
Note: These values are indicative of the current market. Higher prices apply to new, furnished properties, or those in premium locations (e.g., Avenida da Liberdade, Chiado, or beachfront).Factors Influencing the Price:Central Location: Proximity to urban centers (CBD) and public transport networks (Metro, train) drives up values in Lisbon and Porto.
Proximity to the Coast/Beach: The Algarve, the Lisbon coast (Cascais), and the North (Porto/Matosinhos) have significantly higher rents.
Property Condition: Furnished homes, with amenities (garage, pool, elevator) or recently renovated, carry a substantial premium.
🔹3. Simplify Your Relocation with AllowMe
For the expat, the difficulty of searching and negotiating remotely, without local market knowledge, is a real issue.
AllowMe is your ideal partner to ensure a smooth transition. We offer a 360º set of services covering every step of your move, allowing you to focus on the essentials:

Portugal Tax & Investment Guide for Expats and Non-Habitual Residents 2025 Edition – For Entrepreneurs, Digital Nomads, and Global Investors

🔹1. Non-Habitual Resident (NHR) Status — Current SituationThe Non-Habitual Resident (NHR) regime was officially revoked as of January 1, 2024, under the Portuguese Budget Law 2024.However, a transitional regime allows certain individuals to still benefit from the old NHR regime under defined conditions.
uria.com
Who Can Still Benefit from the Old NHR?Persons already registered as NHR before January 1, 2024 — retain their benefits until they complete the full 10-year term.Individuals who become tax residents in 2024, provided they fulfill transitional criteria and register as NHR by March 31, 2025, with certain qualifying events in 2023 (employment contract, lease contract, promise of purchase, dependent education, valid visa, initiation of residency process, etc.).If registration is made after March 31, 2025, the benefits may still apply from the year of registration, but only for the remaining term of up to 10 years.Tax Residency Criteria (Art. 16 of IRS Code)To be a tax resident in Portugal, one must satisfy at least one of:Remain in Portugal for over 183 days in a tax year (even non-consecutive);Have a dwelling in Portugal in conditions indicating habitual residence;Perform work abroad for the Portuguese State;Be the crew of a ship or aircraft under Portuguese companies.Eligible NHR applicants also must not have been tax residents in Portugal during the five years immediately preceding the year of registration.Old NHR Fiscal BenefitsEmployment or independent income obtained in Portugal, in “high value-added” professions, is taxed at a flat 20%.Foreign-source income (categories E, F, G): exemption if taxed in the origin country under the applicable Double Tax Treaty.Pension income from abroad: under certain conditions, taxed at 10% in Portugal.These benefits last 10 consecutive years, counted from the year of registration.Restrictions & NotesThe old NHR regime cannot be combined with certain other tax benefits (e.g., the “Regressar” programme).Portuguese-source income that does not qualify as high-value-added remains taxed under general IRS rules.Foreign-source income not qualifying under exemptions is taxed in Portugal (unless covered by treaties or unilateral rules).Married or de facto couples must carefully choose between joint or separate taxation based on overlapping residency periods.New Regime: IFICI (Fiscal Incentive for Scientific Research and Innovation)To succeed the NHR, Portugal introduced the IFICI regime under Article 58.º-A of the Statute of Fiscal Benefits (EBF), via Law 82/2023.IFICI allows citizens who become tax residents in Portugal (and were not residents in the previous 5 years), and who carry out eligible activities (university teaching, scientific research, qualified corporate roles, etc.), to subject income in categories A (employment) and B (self-employment) to a 20% special rate for 10 years.Portaria 352/2024, from December 23, regulates the registration procedures, eligibility criteria, and communications required of entities.Portaria 52-A/2025/1 amends procedural aspects, setting protocols for application submission via the Finance Portal.Entities employing or organizing the beneficiary must submit declarations (employment contract, corporate certificate, academic credentials, compliance statements).For new residents, IFICI will be the relevant regime; those already benefiting under NHR maintain their regime until completion of their 10 years.🔹 2. Reporting Foreign Income & Double Taxation Treaties (DTTs)Portugal has over 80 double taxation agreements, including with Brazil, the UK, the USA, France, and Germany.Key Points:All foreign income must be declared in the Portuguese IRS return (Form Modelo 3, Annex J).Tax credits for foreign tax paid apply under DTTs.Income exempt under a DTT must still be reported; omission may trigger penalties.IRS 2025 Deadlines:Filing: April 1 – June 30, 2025Additional payment (if due): by August 31, 2025🔹 3. Taxation of Investments, Crypto, Dividends & Inheritance
Financial Investments:
Dividends: 28% flat withholding tax (or optional aggregation under general IRS rates).Interest and capital gains: 28%.Reduced rates may apply if reinvested in retirement savings (PPR) products.Cryptoassets (since 2023):Exempt if held for more than 365 days.28% tax on short-term gains (less than 12 months).Mining and staking income treated as business income.Inheritance & Gifts:No inheritance tax between spouses, parents, or children.10% Stamp Duty applies to other beneficiaries.🔹 4. Golden Visa & Residence by Investment — Benefits and RisksThe Golden Visa (ARI) programme was overhauled in October 2023, eliminating real estate routes and focusing on productive and cultural investment.Current Options (2025):
Type of Investment Minimum Amount
Investment/venture capital funds €500,000
Artistic/cultural investment €250,000
Job creation: 10 new positions
Scientific research €500,000
Key Risks & Notes:
Stricter documentation and due diligence by AIMA and CMVM.Tax benefits apply only if tax residency is effectively established in Portugal.Minimum physical stay requirement: 7 days per year (average) for renewal.🔹 5. Exit Tax – Leaving PortugalWhen a Portuguese tax resident relocates abroad, unrealised capital gains (e.g., company shares) may be taxed.Applies to:Shareholdings ≥ 1% of a company’s capital.Transfers to non-EU/EEA countries lacking exchange-of-information agreements.Planning Tips:Conduct pre-departure tax planning.Deferral may be granted for temporary relocation (up to 5 years).🔹 6. Companies & Start-ups — Corporate Taxation
Corporate Income Tax (IRC):
Standard rate: 21%SMEs: 17% on the first €50,000 of taxable incomeMunicipal surtax: up to 1.5%State surtax: up to 9% on profits exceeding thresholdsSimplified Regimes (Self-Employed / Sole Traders):Taxed on 75% of gross income (coefficients vary by sector).VAT exemption up to €13,500 annual turnover.Start-up and Innovation Incentives:StartUP Visa and tax benefits for venture capital investors.R&D tax credit (SIFIDE II) for innovative companies.🔹 7. Green Taxation & Regional Incentives130% tax deduction for eco-efficiency and sustainable mobility investments.Reduced IMI and IMT for urban rehabilitation and affordable housing projects.Enhanced incentives in Madeira and Azores under the Autonomous Regions’ fiscal frameworks.🔹 8. Smart Tax Strategy — The Intelligent Way to Reside in PortugalPortugal offers a rare combination of lifestyle and fiscal efficiency, especially for those who plan carefully before establishing or ending residency.Professional Insight:
Plan your move with expert legal and tax advice — a single error in timing or declaration can cost thousands in penalties or lost benefits.
✅ Checklist for New Residents & Investors☐ Register tax residence (NIF + Finanças)☐ Apply for NHR status by March 31☐ Report all foreign income☐ Review relevant DTTs☐ Assess marital and inheritance regimes☐ Optimise portfolios before relocation☐ Check eligibility for Golden Visa or StartUP Visa☐ Maintain documentation for AIMA and AT🔹Final Tip:Portuguese bureaucracy can be slow, but it’s transparent and consistent. Keep all receipts and digital records — and always update your information with the Tax Authority (AT), AIMA, and Social Security.

Doing Business and Working Legally in Portugal – 2025 Edition
For Entrepreneurs, Freelancers, Digital Nomads, and Corporate Expats

🇬🇧 Doing Business and Working Legally in Portugal – 2025 Edition
For Entrepreneurs, Freelancers, Digital Nomads, and Corporate Expats
Portugal has become a prime destination for entrepreneurs, freelancers, digital nomads, and corporate expats. This guide provides a clear roadmap to legally working, investing, and doing business in Portugal, combining practical steps, visa and tax considerations, and tips for smooth integration.
1. Employment Contracts and Labour Regimes
Note: Labour Law in Portugal is complex and evolving. A dedicated guide will follow for full coverage.
- Portugal recognises several types of employment contracts, including permanent, fixed-term, part-time, and internships.
- Freelancers operate under the 'Recibos Verdes' system, which allows self-employed professionals to invoice clients legally.
- Remote work contracts must comply with Portuguese social security rules if the work is carried out in Portugal.
- Employers and employees must adhere to obligations including social security contributions, working hours, and termination notice.
2. Rights of Foreign Workers
- Foreign workers are entitled to equal treatment under Portuguese law.
- Social security contributions are mandatory, providing access to healthcare, pensions, and unemployment benefits.
- Minimum wage in 2025 is €870/month; working hours typically 40 per week.
- Workers are entitled to paid annual leave, maternity/paternity leave, and protections against unfair dismissal.
- Anti-discrimination legislation protects foreign workers in all professional aspects.
3. Starting a Business in Portugal
- Legal forms: Sole Proprietorship, Lda (limited liability), Startup Company, Freelance (Recibos Verdes).
- Registration: Companies must register at the Commercial Registry and obtain a Tax Identification Number (NIF).
- Required documentation: Articles of Association for Lda, proof of address, NIF, and identification.
- Tax overview: Companies pay IRC 21% standard; SMEs benefit from 17% on first €50k. Freelancers pay IRS based on gross receipts or simplified regime; VAT may apply.
- Recibos Verdes provide flexibility for freelancers and digital nomads.
4. Licenses and Legal Framework for Activities
- Certain industries require sector-specific licenses (finance, healthcare, education, tourism).
- Professional certifications may be mandatory.
- Businesses must comply with health, safety, and environmental regulations.
- Online businesses can register digitally, but sector-specific permits may still apply.
5. Accounting and Social Security
- Accounting obligations depend on company type and turnover.
- Mandatory bookkeeping ensures compliance with Portuguese Tax Authority and prevents fines.
- Social Security contributions: approx. 34.75% for employers; self-employed pay a minimum of 21.4% over declared income.
- Professional accounting support is highly recommended.
6. Visas and Residence Permits for Work
- D2 Visa: Entrepreneurs and independent professionals.
- D3 Visa / Highly Qualified Professionals: Skilled workers with university degrees or technical knowledge.
- Startup Visa & Tech Visa: Targeted at founders, tech talent, and innovative projects.
- Applicants must demonstrate financial means, business plan, or employment contract.
- Residence permits can be renewed; family reunification allowed; permanent residence/citizenship after 5 years.
7. Incentives for Innovation and Funding Programs
- SIFIDE II: Tax credits for R&D investment.
- EU funds and innovation grants for startups, SMEs, and tech projects.
- Incubators and accelerators provide mentorship and financial support.
- Regional incentives (Madeira, Azores) offer reduced taxes to attract foreign entrepreneurs.
8. Smart Strategy for Employment and Business
- Align visa/residence permits with business activities and tax planning.
- Evaluate eligibility for incentives (SIFIDE II, StartUp Visa, regional support).
- Plan corporate and personal taxation, considering cross-border income.
- Keep thorough documentation and maintain regular compliance.
- Avoid common pitfalls: unregistered activity, incomplete visa compliance, late tax filings.
9. Final Tips
- Portugal offers a stable business environment, high quality of life, and a growing innovation ecosystem.
- Professional legal, fiscal, and immigration advice is essential.
- Early planning is crucial for visas, business registration, tax optimization, and compliance.
- Document all procedures carefully and coordinate steps across authorities to ensure legal security.

Living the Portuguese Way: Culture, Language and Social Integration – 2025 Edition

🇬🇧 Living the Portuguese Way: Culture, Language and Social Integration – 2025 Edition
For Expats, Digital Nomads, and International Residents
Moving to Portugal is more than paperwork — it’s about embracing a new lifestyle, understanding local culture, and building meaningful connections. This guide provides practical advice, cultural insights, and community resources to help expatriates integrate smoothly and enjoy life in Portugal fully.
1. Portuguese Culture and Etiquette
- Greetings: A handshake is common in formal situations; close friends and family may greet with two kisses on the cheek (starting with the right).
- Politeness: Always use “please” (por favor) and “thank you” (obrigado/obrigada).
- Dining etiquette: Keep hands visible on the table, wait for the host to start eating, and never split the bill unless explicitly agreed.
- Small talk: Topics like weather, football, and food are safe; politics and religion are sensitive.
- Humour: Understanding local jokes and cultural references helps you avoid looking like a tourist 😄.
Tip: Observe locals, imitate their manners, and don’t worry about making mistakes — effort is appreciated.
2. Regional Differences
- Lisbon: Cosmopolitan, busy, great restaurants and nightlife. Traffic can be hectic; apartments are smaller and rent higher.
- Porto: Strong cultural identity, slower pace, wine culture (Porto wine). Expect polite but reserved locals.
- Algarve: Sunny beaches, large expat communities, tourist-oriented. Best for networking with other international residents.
- Centro: Historical towns, quiet, nature-oriented. Great for those seeking work-life balance.
- Azores & Madeira: Island life, tight-knit communities, slower pace. Great for immersion and outdoor activities.
Tip: Embrace regional traditions — festivals, local cuisine, and markets vary widely. Understanding regional culture enhances social integration.
3. Learning Portuguese
- Courses: Municipal language courses, private schools, and online lessons.
- Apps: Duolingo, Babbel, Memrise; podcasts and YouTube channels in Portuguese.
- Certifications: CELPE-Bras and Instituto Camões for A2-B2 levels.
- Practice tips: Speak with locals daily, label household items in Portuguese, and watch Portuguese TV or listen to radio.
Tip: Even basic greetings and phrases go a long way in building rapport with locals.
4. Local Integration and Community
- Expat associations: Meetups, international clubs, coworking spaces.
- Volunteering: NGOs, animal shelters, and community events help you connect and give back.
- Sports & hobbies: Football, futsal, surfing, hiking, or dance classes — great ways to meet locals.
- Online communities: Facebook groups like “Expats in Lisbon/Porto” or Meetup for cultural and professional networking.
Tip: Attend local festivals, markets, and small neighborhood events — locals value effort and curiosity.
5. Navigating Bureaucracy and Avoiding Frauds
- Official registration: NIF (tax number), residence permit, healthcare registration.
- Banking: Open a Portuguese bank account early; use it for bills and rent.
- Fraud awareness: Avoid unofficial contracts or cash-only deals; always check documents carefully.
- Professional support: Relocation services (like AllowMe) help with translation, registration, and legal compliance.
Tip: Keep copies of all official documents and receipts; bureaucratic processes are easier when you’re organized.
6. Mental Health, Well-being and Work-Life Balance
- Work culture: Portugal values a balance between work and leisure. Expect longer lunches and vacation periods (minimum 22 days/year).
- Self-care: Outdoor activities, beach trips, and cafés are part of daily life.
- Social life: Join expat networks or language exchanges to build support circles.
- Cultural immersion: Explore local gastronomy, music (Fado), art, and community events.
Tip: Mental well-being improves when you respect Portuguese rhythms: slow mornings, late dinners, and frequent social interaction.
7. Smart Tips for Integration
- Be patient: Integration takes months — don’t rush.
- Learn local customs: Simple gestures like greeting shopkeepers or thanking bus drivers are appreciated.
- Cultural curiosity: Visit museums, historical sites, and festivals; try regional dishes.
- Connect with locals and expats: Balanced networks help with advice, friendship, and opportunities.
Tip: Blend in while keeping your own cultural identity — this creates authentic relationships and eases adaptation.
8. Final Tips
- Embrace the Portuguese way of life: slow-paced, friendly, and community-oriented.
- Learn the language progressively; even a few words build trust.
- Engage with the community via volunteering, clubs, or events.
- Plan administrative tasks carefully; combine self-management with professional relocation support.
- Remember: integration is a journey — enjoy the process, the food, and the people!